I was violently sexually assaulted in college in an attack that left me so damaged that I had multiple surgeries (which didn’t help much) and no longer date. Multiple failed suicide attempts later, including a long stay in a hospital after my last major unsuccessful overdose attempt, I ended up getting SSI disability for bipolar disorder since depression has made it hard for me to work.

I heard about something called Expedited Reinstatement to allow people to return to SSI quickly if they tried out working and need to go back without a lot of paperwork or hassles. A job counselor at the county mental health agency told me about it. It’s meant to encourage disabled people to try working. As a result of hearing about this program and feeling a bit better, I applied for jobs and was able to work, despite being depressed at times. I wanted to try working and being a normal functioning member of society, despite being broken.

This webpage talks about this program: https://www.ssa.gov/ssi/text-expedite-ussi.htm

Public service announcement: if you are on SSI, I highly recommend to NEVER try working because they are not honest about this program and can deny you later on obscure technical grounds not published on the website. The conventional wisdom among people on SSI and SSDI is to never try working out of fear of losing benefits, and that conventional wisdom is right.

The program is supposed to allow 60 months in which a person can go back to being on SSI or SSDI quickly, without a lot of paperwork or needing to reapply, and payment start right away. People can still lose benefits 6 months later if found to be not disabled.

After 4 years of working, my former roommate at the hospital ended up killing someone (and he had threatened to kill me while I was there). I also lost my best friend who died, and I’ve been extraordinarily depressed as well as having flashbacks from the horrible stay in the hospital, which was a terrifying experience and damaged my already broken brain and trust in people in new, unexpected, and permanent ways.

I am extremely unhappy, poor, and expect life to only get worse. I can’t afford anything, including medical treatment, because my income disqualified me from low income programs and my income was garnished by the government due to my stay in the hospital (and the garnishment isn’t factored into low-income program eligibility). I am poor and can’t really afford medical proof that things aren’t going well. Since it’s less than 60 months, and this website says you can apply for Expedited Reinstatement “within five years from the month your benefits stopped,” I applied. I am out on leave at work and don’t expect to return and have no savings as a result of the garnishment, which took my wages below minimum wage levels.

When I applied, I was told at first I am ineligible for EXR because it’s only for those who were on SSDI and not SSI. (There’s nothing in the Federal Code of Regulations 416.999 about that and it’s false.) I was also told by SSA representatives that EXR didn’t exist. Finally, after complaining enough, I spoke with Marina, the technical expert from SSA who works in a San Francisco office.

I was told by Marina, the cruel SSI technical expert in San Francisco, that because when I started working my bank account went over the maximum amount of 2,000 (which it did literally because I started working) I am ineligible since my Social Security didn’t stop because of working, but rather because my account balance was too high. She said that when they ended my disability payments for this reason of my bank account balance being too high instead of getting too many deposits from work that if had wanted EXR, I should have immediately appealed, as though ANY person would understand their obscure technical agency rules that aren’t published clearly on the website or in the Federal Code of Regulations could preclude EXR and the impact of such a determination.

There’s nothing on the website about this EXR rule, nothing in the Federal Code of Regulations 416.999 about this, but she said because this determination was mailed to me, I should have known it precluded EXR and should have appealed immediately, as though everyone who gets such a decision should have extreme technical knowledge about SSA agency rules that aren’t easily available to the public.

Marina told me to try reapplying not under EXR, which means waiting half a year without income and dealing with a huge amount of paperwork and uncertainty, including the fact I don’t have enough money for many medical treatment or to even prove what is going on. And, after this agony, I could still be denied, so not only am I dealing with huge amounts of depression, but in order to get SSI I have to go without income and hope that I perhaps get it nearly half a year from now.

So, this is just a warning to anyone on SSI or SSDI encouraged to work by the government or a career counselor: don’t do it. They don’t honor their promises or if they do, their promise has a caveat and that caveat is only clarified within agency rules that they will never show or discuss with you when promoting this program. I’m now dealing with having to think about what it would be like to live outside in a tent because I tried to work and believed the government. Make sure others don’t make the same mistake and discourage anyone on SSI or SSDI from believing the lie about EXR.

  • collapse_already@lemmy.ml
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    2 hours ago

    Contact your local legal aid organization and see if they can help you. Having an attorney helping navigate the procedures can help - sadly the administrative “professionals” often take people with bar cards more seriously.

  • Singletona082@lemmy.world
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    3 hours ago

    As someone that is disabled and unable yo drive? Would love to write books. Even just shitty 99 cent kindle trash.it’d be something. Ditto YouTube or twitch.

    However the moment j make ANY money that isn’t a one off? Ooo you can work.

    More to the point I have a fu time care twin and often our oaoerworj gets mixed. So anything I do can and will fuck him over.

    The system as is basically wants me to be a perfectly hpless parasite spounging off family.

  • Philharmonic3@lemmy.world
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    14 hours ago

    Having a “maximum bank balance” is so needlessly cruel. Like “you’re disabled. You must remain poor because you don’t deserve to have expendable income”. Fuck that. Fuck this country. It is a pile of fucking shit

    • ChapulinColorado@lemmy.world
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      14 hours ago

      That also applies to medical and similar programs. It makes no sense to punish someone for being able to save while living within their means.

  • RebekahWSD@lemmy.world
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    14 hours ago

    Yeah, this happened to my husband about…20 years ago now. He is on ssdi and always will be. He worked 5 hours over the max he’s allowed a month and they immediately took away everything. He managed to get back in because there is an advocacy group here for cerebral palsy and it was before complete shit show.

  • Drusas@fedia.io
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    19 hours ago

    On a somewhat related note, I was recently denied SSDI despite that I have been on private long-term disability insurance for a few years now, and despite that the two doctors the SSA had me see both said that I was disabled. That’s right: their own doctors said I was disabled and then they denied my claim.

    Oh, and this is after they lost my initial application. Twice. That led the private insurer to harass me about not having an answer from the SSA.

      • Drusas@fedia.io
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        14 hours ago

        I did. I had proof that they had received the first application, which I sent via mail. After that, I went in person.

        We only even found out that they had lost my first application because I received a letter (which should have gone to my attorney) saying that my case was being closed because they hadn’t received blah blah blah.

        • KinglyWeevil@lemmy.dbzer0.com
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          5 hours ago

          I’m so sorry that happened. I had a similar issue with the IRS where they basically forgot that I had paid them when resolving a tax issue from several years before. And I had lost the letter they sent me at the time stating everything was resolved.

    • Sonicdemon86@lemmy.world
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      16 hours ago

      Yeah you have to get denied at least twice. I was denied twice, once in a different state. The third time my case manager had us get a lawyer for it and they went to court about it before I got accepted. So yeah it’s bullshit but that is how it was ran before Trump, so I can’t imagine it would have gotten easier under his.

      • Drusas@fedia.io
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        14 hours ago

        I expected to be denied because almost nobody gets approved on their first go-around, but my SSDI attorney thought I was a shoe-in, as much as anyone can be.

  • Rin@lemm.ee
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    19 hours ago

    I smell a class action if what they’re saying is true

    • John Richard@lemmy.world
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      17 hours ago

      Unfortunately everything that happened already has case law & even federal law in support of SSA. You should do some research then come back & we can talk about how fucked up everything is & has been with disability for a long time.

  • John Richard@lemmy.world
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    17 hours ago

    I can understand how frustrating this must have been. Always consult with an attorney or you basically have to be an attorney to make decisions regarding disability. Disability insurance companies & SSDI are some of the most corrupt institutions in the US. Everything you stated was 100% predicable to a disability attorney. Trust me they have seen these insurance companies & institutions do a lot worse.