Nobody except big corporate IT managers should be storing passwords in cloud. There are plenty of free FOSS managers that could be synced across devices without any subscription.

Bitwarden has a free tier. Firefox or (ugh) Google accounts are also free. Keepass is FOSS. There’s no excuse to not use a password manager.

A subscription for a password manager …? I suppose I don’t know how password management on mobile works anyway, I don’t use any app/service that needs one - I don’t trust my phone with that kind of thing, and I’m definitely not doing banking on my phone.