I’ve noticed sometimes that there’s some half-baked videos or blogs or whatever that purport this or that frugal trick, but if you look at the time or math, it’s not actually frugal for you.
What are some examples of that you’ve come across? The things that “aren’t worth it”?
For me it’s couponing. (Although I haven’t heard people talk about it recently–has it fallen out of “style”, or have businesses caught up to the loopholes folks used to exploit?)
It’s more of a generalized rule but:
Assume that your own time has value.
A lot of “frugal” tips operate off the assumption that you can spend your own time and it doesn’t cost anything. But your time is valuable. Time spent trying to save a few bucks should be considered working time; ask yourself how much you would get paid by your job for the same amount of time. Maybe you enjoy doing whatever the thing is, so it can be considered recreation, but if it’s some difficult or mind numbing slog, then that doesn’t necessarily mean that you actually saved yourself anything, because you weren’t getting paid to do work, and you could have been doing something more rewarding instead.
I would not habe worked in that time. I would have sat on the sofa and watched something on Netflix that I do not care about.
It is not a crime to be unproductive. In fact, we all need to be unproductive occasionally.
I feel this way about cooking. I hate cooking. It takes a lot of time. And lots of cleanup time. And time spent planning and shopping. Plus the tools, ingredients, and power/gas/water used all cost money. With all that in mind, a $9 bowl of chipotle is significantly cheaper by my estimation than cooking an equivalent myself.
I just cook stuff that basically cooks itself. Crockpots, pasta, certain veggies and meats on the oven. After doing them many times I already know the timings for everything so I just put alarms to remind me of turning the fire off/flipping them in the oven once and that’s it. Doing something else in between. Technically speaking you spend only a couple minutes actively cooking for each meal that way. Just don’t forget to set the alarms or it’s burnt (and move the particular meat from the freezer to the fridge the night before)
I’m with you on cooking something like one meal. If I’m going to get out a bunch of stuff in the kitchen and put in that much effort, then I had better be eating for at least a few days off of what I make. Casseroles, stews, big pots of pasta, and holy hell was I excited when I learned how much curry I could make in one big crock pot and then put that on rice for like two weeks’ worth of meals.
Then you need to learn how to cook properly, or get more experience. By the time you have driven to and from chipotle, and factor in that time, the cost of gas, the wear and tear on your car. Cooking is significantly cheaper. We only cook from scratch at home, and it rarely takes more than 15 mins to whip up a good meal that tastes better than most things you can buy, even sit down restaurants. When I cook, I clean as I go normally, so clean up aftewards is fast. If you clean up immediately after, clean up is fast. Time spent eating doesn’t count. 20 minutes, McDonalds drive thru takes 20 mins.
I live somewhere where I have access to dozens of restaurants within a 5 minute drive and I can order ahead to avoid waiting. Cooking really is not an activity I enjoy so I have no interest in practicing unless I have to. That is not to say I never have food at home. I regularly make healthy super smoothies, sandwiches loaded with greens, prepared salads, and whole grain cereals. I wouldn’t consider that cooking though.
I’m not looking to invalidate the experience of anyone who is good at or enjoys cooking. Just sharing my opinion that this is one area that is very commonly recommended for saving money that I personally don’t find worth my time.
Honestly, to me, that would be incredibly fast prep or your meals are pretty simple. Even easy meals I’ve made a million times take me half an hour. Most take one hour to cook and I still feel like I’m rushing around.