Discord has friends locked in. IRCcloud is so convenient. Tap to pay app is too useful. The app that controls my heat and AC is going to be a big project to replace. Spotify has family locked in. All the garbage running on my car would be nearly impossible to change.
GBoard is one I’ve tried to ditch a few times and end up coming back to. :(
You’re in solarpunk territory. They want to rid us of money entirely. Sounds pretty nice but requires huge cultural and lifestyle changes.