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3·1 day agoOnce they told me that the biggest difference between good investors and bad investors is the amount of capital they can move. Good investors have large capitals that can absorb market drops and then rise again. Bad investors are wiped out by small fluctuations. In other words, what works for who drives large funds will hardly work as well for the average bloke. Keep it in mind whatever you read.
Assuming that you wouldn’t ask here if you had large capitals, I recommend you to keep it simple and invest in funds with low commissions (like ETFs) tracking something like companies with very solid brands that will never go out of business (like Coca Cola). With 4/5 points of return above the inflation over 10/20 years you’ll have good results.
If you feel lucky, put 5-10% in something high risk high reward and be prepared to lose half of it. Read whatever you find to understand the jargon (e.g. what’s a “synthetic” ETF) and you should be fine with those simple tools. Don’t forget to study the fiscal aspects, especially in regards of dividends and capital gain: often there are two version of the same fund, but one is more “fiscally efficient”. Last advice: keep aside cash for emergencies because you don’t want to sell your positions in the middle of a crisis.
I’m not a fan and sometimes they are full of BS, but you can check forums on FIRA (for early retirement).
Everything will be ok.
Almost got fired once when a close colleague spread rumors to put her failures on me. I never got to know precisely what she said but it was “extremely bad” and in the realm of harassment (not sexual, but still…).
The management was not sure and did not involve HR to make it formal. I felt under scrutiny for a while, so I kept all the communication to a minimum, strictly professional, not even an emoji or a joke about the weather, all in writing when possible and including other people every time it was possible. It was horrible and stressful. I considered to quit or to ask to be moved since interacting with her was part of a daily routine, but I feared that it could be seen as an admission of guilt.
Eventually she was fired in a round of layoffs and that was the end of it. Later I discovered from some colleagues that they never believed that shit, but nobody stepped in to say anything.
That’s the reason. At the time HTTPS was not a thing.
Possibly one of the few survivors of that period: http://www.milliondollarhomepage.com/
Fertility drops sooner than what people think, and that includes the quality and quantity of eggs that can be produced for in vitro fertilisation.
Check how frequent the donation of eggs is, especially for women beyond 35 and consider that today it’s relatively common to have the first kid around that age.