When my wife and I bought ours it was only 1.5x a comparable (similar motor/blade spec) DeWalt/Bosch, maybe 2x a comparable Delta. The only saws available at 1/5 the price were on Craigslist.
Yeah, it’s more, but as hobbyists we figured we were (1) more likely to make a painful (and costly) mistake than a professional who’s working with the thing day in and day out and (2) less likely to be able to restore/maintain a used saw of unknown age, provenance, condition, etc. Worth it for us, and IMO probably for most serious amateurs.
The SSA has a great site showing projections into the future of various proposed modifications. That plan specifically does not on its own solve the problem completely (though it does help, extending the time frame for exhaustion of the trust fund out to 2060 or so). If we wish to avoid the exhaustion of the trust fund, we’ll need other measures as well.