• the_crotch@sh.itjust.works
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      2 days ago

      I’m a solidly middle class and have 10x that. My mother, who is lower middle class, has more than me. It’s not a question of economy, it’s about being responsible and old enough to build up a favorable history.

        • the_crotch@sh.itjust.works
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          1 day ago

          My mother raised me alone barely scraping by. I was a free lunch kid. If it wasn’t for social security payments from my dead father we would have been homeless. So how about you go fuck yourself. Cause I don’t wanna hear “wah it’s so hard being millennial” from some dickhead who almost certainly came from more privilege than me.

          • triptrapper@lemmy.world
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            19 hours ago

            You’re being totally real and reasonable. Not sure why you’re getting any pushback on this. $40k in available credit is doable by having a few cards open, and anyone who has a history of paying on time should have no difficulty being approved.

            • the_crotch@sh.itjust.works
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              19 hours ago

              I looked at that person’s post history. They used to play a Sega game gear while waiting in line at universal studios. We couldn’t even afford the batteries for a game gear. They had every advantage that I didn’t. If they can’t get a credit card, it’s not because the economy is shit. It’s because they’re stupid and wasted their opportunities.

            • the_crotch@sh.itjust.works
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              16 hours ago

              Better than “start out with every advantage, fuck it up, and blame the state of the world that you don’t have an average adult’s credit rating”