I switched from everydollar to actual budget using the envelope method - once you set it up properly and adjust your mindset (money made this month funds next months budget) it has been enlightening. It feels a lot more “real” than the way everydollar works.
The bank sync has been hit or miss for me so I just import csv files from my banks online portal.
I have been using Everydollar for a few years, without paying for the bank integration and other stuff. It’s from Dave Ramsey
The good:
Free if you don’t want bank integration/automatic data pulling
Relatively simple interface
Website based
The Bad:
Assumes a zero-based budget
Tries to force an app if using a mobile device
Sinking funds are implemented in an odd way
I switched from everydollar to actual budget using the envelope method - once you set it up properly and adjust your mindset (money made this month funds next months budget) it has been enlightening. It feels a lot more “real” than the way everydollar works.
The bank sync has been hit or miss for me so I just import csv files from my banks online portal.