• Zorque@lemmy.world
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      3 hours ago

      Are there more legal protections for crypto payment processors than traditional payment processors? My understanding is that there’s less regulation in the crypto space these days.

      • BlackLaZoR@fedia.io
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        3 hours ago

        Cryptocurrencies themselves are automated, self sustaining systems - no regulation applies at that level at all. In reality crypto “payment processors” provide services of instant exchange to regular currencies, and aren’t even mandatory (but they’re very convenient).

        So regulation applies, but only to optional middleman that perform conversion and send regular currency to the merchant

        • Zorque@lemmy.world
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          3 hours ago

          So when dealing with volume purchases via a secondary store front (as established in the article) doesn’t need any kind of intercession from Steam or another processor to deal with any and all purchases? It’s all completely autonomous with no intervention needed by anyone at all?

          • BlackLaZoR@fedia.io
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            3 hours ago

            As long as merchant doesn’t need to convert from crypto to regular currency, no third party is involved in the transaction, it’s a direct P2P system - in other words - perfect digital cash

            • Zorque@lemmy.world
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              3 hours ago

              So you just need to say “I give this person .001 bitcoin” and they magically get it? That’s wild to me.

              • BlackLaZoR@fedia.io
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                2 hours ago

                Well, you take their address, sign a message with your private key saying .001 bitcoin goes there and propagate it over the network. But in very simple terms yep, bitcoins magically land on their address. Whole thing sustains itself on economic incentives and cryptography, without any central authority

                • Zorque@lemmy.world
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                  2 hours ago

                  So there is a network and backbone to it. And you need to do something more than “I give this person a bitcoins for my game” especially when working through a separate storefront. Both to ensure that the person receives their game and you receive their currency.

                  The problem with current transactions isn’t the money itself, it’s the services that use that currency.

                  • BlackLaZoR@fedia.io
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                    1 hour ago

                    So there is a network and backbone to it

                    Yes, it’s a permissionless P2P network.

                    And you need to do something more than “I give this person a bitcoins for my game”

                    Signing and sending transaction is exactly it. Transaction says that you send your bitcoins to an address controlled by the other person.

                    especially when working through a separate storefront. Both to ensure that the person receives their game and you receive their currency.

                    Crypto doesn’t ensure you get the product. Like with real cash, other party might just run away with money