• Slyke@lemmy.ca
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    1 day ago

    More than using Paypal, obviously. Depending on the amount, you can take them to small claims court, or get lawyers involved for larger sums. The great thing is that they cannot claim you didn’t pay, and you have proof of services rendered, or products purchased. And if you don’t trust the merchant, don’t buy from them.

      • Slyke@lemmy.ca
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        24 hours ago

        Yes, in fact I use the Lightning Network almost daily.

          • Slyke@lemmy.ca
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            23 hours ago

            I’ve never had to take any company to court, because we have consumer protections. That covers purchases with crypto.

            • SpaceNoodle@lemmy.world
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              23 hours ago

              So why would you bring up small claims court if it’s not even necessary? Can’t keep track of your own story?

              • Slyke@lemmy.ca
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                23 hours ago

                You asked what recourse you have, I assumed you realised we have consumer protections in Canada. Then you tried to twist it into whether I’ve personally taken someone to court. That’s irrelevant since the point is that consumer protections already exist, so your whole argument falls apart. You’re just baiting at this point. And yes, I have returned stuff after paying with cash, crypto and credit card. This is not uncommon.

                • SpaceNoodle@lemmy.world
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                  22 hours ago

                  No, you’ve never actually shown that there’s recourse against bad actors. You brought up small claims court, but dropped the subject - likely because there’s no legal framework for that; then you mentioned nebulous “consumer protections,” but still can’t manage come up with any description of how a bad actor would be held to account in such a situation.

                  With a credit card, for example, this is typically a very easy process that can be accomplished via one’s bank’s website, supported by financial regulatory frameworks.

                  • Slyke@lemmy.ca
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                    22 hours ago

                    What “bad actors”?

                    How does this differ than using cash? Or credit card. You are not being clear. What recourse do you have when using cash, for example?