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The Picard Maneuver@lemmy.worldM to Lemmy Shitpost@lemmy.world · 1 day ago

You'd need to calculate the compound interest

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You'd need to calculate the compound interest

lemmy.world

The Picard Maneuver@lemmy.worldM to Lemmy Shitpost@lemmy.world · 1 day ago
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  • Randelung@lemmy.world
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    3 hours ago

    How about 5 Billion now?

    • ivanafterall ☑️@lemmy.world
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      3 hours ago

      After taxes, you’d only have like $4.9 billion. That’s how they get you. You’d be better off taking the dollar in 5 million years and letting it grow.

    • jim3692@discuss.online
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      3 hours ago

      Money doesn’t bring happiness

      • Roflmasterbigpimp@lemmy.world
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        3 hours ago

        Money pls 🥺👉👈

  • kryptonianCodeMonkey@lemmy.world
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    7 hours ago

    “5 million in a year”

    That year is 2143. And the US dollar has been defunct since 2028 (probably). Enjoy

  • melsaskca@lemmy.ca
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    4 hours ago

    If “interest money” and “advertising” disappeared the whole world would implode, or get better. Who knows?

  • LousyCornMuffins@lemmy.world
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    18 hours ago

    5 million years. It might be nice to live that long

    • finitebanjo@lemmy.world
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      9 hours ago

      If the wish granter were powerful and genuine in how it was implemented it might also guarantee continuation of the human race for 5 million years.

      • Demdaru@lemmy.world
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        7 hours ago

        And yet after five million years, long after humanity as a whole has fallen, you live. Standing in a grassy hill which once was New York City, you look upon the horizon.

        Meanwhile somewhere within conrecete cave, deep under millions of years worth of dirt, some ancient server stirred to life, powered by some unknown magic. With it’s last spark of energy it processed operation kept within buffer, reassigning value of one between two different datasets.

        As soon as it happened, you felt relief and gave out last labored breath of life, letting it finally go…as you earned the dollar you wished for.

    • 🍉 Albert 🍉@lemmy.world
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      16 hours ago

      so many ways that wish would go wrong.

      ain’t worth the risk mate

      • LousyCornMuffins@lemmy.world
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        10 hours ago

        I didn’t ask for six million I ain’t greedy

  • nialv7@lemmy.world
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    1 day ago

    If choosing the second option guarantees I would still be alive to receive that dollar, then hell yeah.

    • BananaIsABerry@lemmy.zip
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      18 hours ago

      You will die, come back to receive your dollar, then immediately did again.

      I’m sorry.

      • stringere@sh.itjust.works
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        16 hours ago

        Oops I did it again.

    • RaivoKulli@sopuli.xyz
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      1 day ago

      I’d think living for five million years would be a curse more than anything else

      • dutchkimble@lemy.lol
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        22 hours ago

        It’s not a commitment on our side though, we can stop living when we want to between now and 5 million years later. Imagine loving it and reaching 4999999 years though…

      • outhouseperilous@lemmy.dbzer0.com
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        1 day ago

        Yeah but… Fuck it; I’ve got nothing better to do.

        • SkyeStarfall@lemmy.blahaj.zone
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          9 hours ago

          Exactly why it’d be a curse

          • outhouseperilous@lemmy.dbzer0.com
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            6 hours ago

            But I’d be, like, metabolizing and stuff the whole time!

    • lugal@lemmy.dbzer0.com
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      19 hours ago

      So you’ll receive the dollar and then just die? That’s almost like not getting the dollar at all. Think about that

      • Ignotum@lemmy.world
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        16 hours ago

        A wise man once said “money can’t buy happiness, but i’d rather die holding one dollar than die holding zero dollars”

        • lugal@lemmy.dbzer0.com
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          10 hours ago

          Another wise man said: money doesn’t make you happy, but when you’re sad, you’d rather cry in a taxi than in the subway.

  • altkey@lemmy.dbzer0.com
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    23 hours ago

    Unethical number game suggests that if you invest 5mil into property now, you’d soon afford to double that, then quadruple that, then… By the end of said term, every square meter of Earth would hold some kind of an empty apartment complex.

    • lugal@lemmy.dbzer0.com
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      4 hours ago

      No matter how you invest them, they won’t be worth a single dollar in 5 million years so rather take the second option

  • Brave Little Hitachi Wand@lemmy.world
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    1 day ago

    All the compound interest calculators on websites refuse to go over 100 years so I guess I’ll just take the 5 mil 😭

    • finitebanjo@lemmy.world
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      9 hours ago

      You can calculate it manually as Future Value = Present Value * ( 1 + Interest in integer form )^number of terms

      So for example a $1 at 6% APR for 5,000,000 years would be

      F = $1 * ( 1 + 0.06 )^5,000,000

      F = $12,615,609 if I’m not too tired to think straight rn

      I think technically that does outperform inflation so you will have slightly more purchasing power than $1 today.

      • Brave Little Hitachi Wand@lemmy.world
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        8 hours ago

        I knew someone would pull out their textbook and do the math if I played dumb. Weaponized incompetence wins again!

    • Zwiebel@feddit.org
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      1 day ago

      The interest is zero. That’s the joke

      • Bonsoir@lemmy.ca
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        1 day ago

        If there is enough deflation, that dollar could actually be worth billions in today’s dollars!

        • bobs_monkey@lemmy.zip
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          1 day ago

          I want to get off Mr Bones Wild Ride

      • Buddahriffic@lemmy.world
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        21 hours ago

        Oh but the fees are non-zero!

      • Brave Little Hitachi Wand@lemmy.world
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        1 day ago

        That can’t be right, no bank could be so evil

    • Chivera@lemmy.world
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      1 day ago

      Sucks

  • wildncrazyguy138@fedia.io
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    1 day ago

    If, in 5 million years, we are still using dollars, then we deserve to be turned into whatever compound Zeeblorp is interested in schmearing on his bagel.

    • TheRealKuni@lemmy.world
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      24 hours ago

      We’ll be using the Eurodollar by 2077. I don’t know what the exchange rate is from dollars to eddies.

      • Shanmugha@lemmy.world
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        21 hours ago

        Just get a chip from a hotel room, and you’ll have all the eddies you’l ever need, I promise

        • TheRealKuni@lemmy.world
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          20 hours ago

          Great, now I’ve got that dude from the Matrix in my head talking about how his dick is bigger than mine.

    • cardboardchris@lemmy.world
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      1 day ago

      At last they still have bagels!

      • bobs_monkey@lemmy.zip
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        1 day ago

        If there’s no humus to be had, then humanity is doomed anyway.

        • hardcoreufo@lemmy.world
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          21 hours ago

          Nothing like a good hummus bagel.

    • ExLisper@lemmy.curiana.net
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      1 day ago

      It will be Galactic dollar, no US dollar.

  • Pennomi@lemmy.world
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    After 5 million years, a pristine dollar bill will be a priceless historical artifact. I’ll take that.

    • INHALE_VEGETABLES@aussie.zone
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      8 hours ago

      If money doesn’t exist then what would you even sell it for maaaan

  • Asafum@feddit.nl
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    1 day ago

    It says nothing about interest, just that you’d get a dollar. There would be 5 million years of inflation that devalues that dollar and to top it all off we’d all be dead in 5 million years for roughly around 5 million years lol

  • selokichtli@lemmy.ml
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    I don’t want to be alive 5 million more years to wait for my dollar. I’ll take the 5,000,000 in just one year.

  • Random_Character_A@lemmy.world
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    1 day ago

    I’m guessing that current forms of societies that recognise dollars only last two centuries at most.

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